Rishabh ConsultantsINSURANCE & FINANCIAL PLANNING
Protect your family. Plan for their future.
Term insurance and life insurance solutions designed around your goals.
Whether you want to protect your family, secure your child’s education, prepare for retirement or plan for future aspirations, get personalised guidance to help you choose a suitable insurance solution.
Family Protection
Child Education Planning
Retirement Planning
Future Financial Goals
Get personalized insurance options
Tell us your requirement and we’ll help you explore suitable options.
Insurance is the subject matter of solicitation. Benefits, eligibility, premiums, terms and conditions are subject to the selected product and applicable policy terms.
One life. Many responsibilities. Many dreams.
Your financial priorities change as life moves forward. Today, it may be about protecting your family. Tomorrow, it could be your child’s education, your retirement or the experiences you’ve always wanted to enjoy.
The right financial protection should be planned around your life, not the other way around.
Tell us what you’re planning for. We’ll help you explore suitable options.
What matters most to you?
Family Protection
Protect the people who depend on you.
Your family’s financial security shouldn’t depend on what happens tomorrow. Explore life insurance solutions designed to help protect your family’s financial future and provide support against unforeseen circumstances.
- Life Protection
- Income Replacement
- Financial Security for Dependants
- Protection Against Financial Liabilities
Child Education
Give their dreams a financial foundation.
Your child’s education is one of the most important investments you’ll make. Plan ahead for higher education, professional courses and other major milestones with suitable long-term financial solutions.
- Goal-Based Planning
- Education Corpus Planning
- Long-Term Financial Security
- Protection for Future Goals
Retirement Planning
Build towards a financially secure tomorrow.
Retirement should be about freedom, not financial uncertainty. Explore suitable solutions to help you build a retirement corpus and prepare for your future financial needs.
- Retirement Corpus Planning
- Long-Term Financial Planning
- Potential Regular Income Options
- Financial Independence
Future Lifestyle & Vacations
Plan for the life you've always wanted.
Family vacations, international travel and lifestyle aspirations need financial planning too. Start preparing today for the experiences you want to enjoy tomorrow.
- Goal-Based Financial Planning
- Long-Term Savings Options
- Future Corpus Planning
- Financial Preparedness
⭐ Featured Term Insurance Solution
A term plan that does more than just protect
What if your term insurance could protect your family today while offering potential financial benefits for tomorrow?
For customers who don’t want their term insurance decision to be only about protection, this solution combines life protection with additional financial benefit features, subject to the selected option and applicable terms.
High Life Cover
Create a financial safety net for your family and loved ones.
Premium Return
Explore an option where eligible premiums may be returned, subject to applicable terms and conditions.
Potential Financial Benefits
Depending on the selected option, the plan may offer additional financial benefits.
Potential Maturity Benefit
Explore a term insurance structure that can provide an applicable maturity benefit on survival, subject to product terms.
Could this be the right term plan for you?
Get personalized guidance based on your age, income, protection requirements and financial goals.
Benefits are subject to product features, selected option, eligibility, policy term, premium payment term, underwriting and applicable terms and conditions. Exact benefits should be confirmed from the official product documentation.
Protection for today. Potential benefits for tomorrow.
Family Protection + Premium Return + Potential Financial Benefits
Traditional term insurance is primarily focused on financial protection. But some customers also look for additional financial benefits from their insurance plan.
This featured solution is positioned for those who want to explore the combination above — a different way to think about term insurance.
Protect your family’s financial future while exploring a solution aligned with your longer-term financial goals.
Explore other term insurance options
Not every customer has the same financial priorities. Depending on your requirements, other term insurance structures may also be suitable.
Pure Protection
For those who primarily want high financial protection for their family.
- Life Cover
- Long-Term Protection
- Financial Security for Dependants
Protection + Premium Return
For those who want life protection along with a potential return of eligible premiums.
- Life Cover
- Premium Return Option
- Applicable Maturity Benefit
Flexible / Enhanced Protection
For those looking for additional protection features based on their individual requirements.
- Protection Options
- Additional Benefit Options
- Long-Term Family Security
Your goal determines your approach
I want to protect my family
Explore suitable term insurance and life protection options.
I want to secure my child's future
Explore long-term financial solutions designed around education goals.
I want to prepare for retirement
Explore solutions that can help you work towards a retirement corpus and future income needs.
I want to plan for future experiences
Explore goal-based financial planning for travel, lifestyle and other aspirations.
I'm not sure what I need
That’s okay. Start with your goal and get personalized guidance.
Don't choose a plan. Choose the right solution for your goal.
The cheapest premium isn’t necessarily the right solution. Your age, income, family responsibilities, existing commitments and future goals all matter when choosing financial protection.
- Understand your protection requirements
- Determine an appropriate coverage level
- Explore suitable insurance options
- Compare relevant features and benefits
- Plan around your family's financial goals
- Make a more informed decision
Your requirements come first
We understand that every individual has different financial responsibilities and goals. Instead of restricting you to one solution, we help you explore suitable options based on your requirements and eligibility.
Multiple Options
Explore suitable solutions across relevant insurance offerings.
Goal-Based Approach
Your financial goals form the starting point of the discussion.
Personalized Guidance
Understand your requirements before selecting a solution.
End-to-End Support
Get assistance through the process of understanding and choosing your insurance solution.
Getting started is simple
01
Share your goal
Tell us whether your priority is family protection, child education, retirement or another financial goal.
02
Understand your requirements
We’ll understand your basic financial and protection requirements.
03
Explore suitable options
Get guidance on insurance solutions that may be appropriate for your needs.
04
Make an informed decision
Choose the solution that aligns with your requirements and eligibility.
Let's plan your financial future.
Tell us what matters to you. We’ll help you explore suitable options.
- No obligation, no pressure — just guidance
- Options compared against your goals and eligibility
- A dedicated advisor for follow-up questions
Get personalized insurance options
Tell us your requirement and we’ll help you explore suitable options.
Insurance is the subject matter of solicitation. Benefits, eligibility, premiums, terms and conditions are subject to the selected product and applicable policy terms.
Frequently asked questions
Term insurance provides life insurance protection for a specified policy term. The applicable death benefit is payable to the nominee subject to the policy terms and conditions.
The appropriate coverage depends on factors such as your income, age, family responsibilities, financial liabilities, existing assets and future goals.
Certain term insurance products offer return-of-premium options. The applicable benefit depends on the product and selected option and is subject to the relevant terms and conditions.
No. Benefits vary by product. Pure protection plans and plans offering return or maturity benefits have different structures.
Life protection can help safeguard your family's financial plans by providing applicable financial support to the nominee in the event of the policyholder's death during the policy term.
Certain insurance products can form part of a broader retirement strategy. The appropriate solution depends on your financial goals, time horizon and requirements.
Yes. Long-term goal-based financial planning can help you prepare financially for future lifestyle goals such as travel and vacations. The appropriate solution depends on your goal and time horizon.
We help customers explore suitable insurance solutions based on their requirements and eligibility rather than limiting the discussion to a single product.
Absolutely. You can simply share your financial goal and basic details. You can then receive guidance on the options that may be suitable for your requirements.
Your family's future deserves a plan.
Protect what you’ve built. Plan for what comes next.
Whether it’s your family’s protection, your child’s education, your retirement or a dream you’ve been putting off, start planning today.
For Mumbai Residents
Rishabh Consultants